Which type of insurance would cover an injury sustained by a guest visiting a healthcare organization?

General Liability Insurance is the type of coverage that protects healthcare organizations against claims made by guests or visitors who sustain injuries on the premises. This form of insurance is essential for organizations, as it covers incidents like slips and falls or other accidents that could occur during a visit. It provides financial protection against lawsuits and claims for medical expenses resulting from such accidents, ensuring that the organization can address legal costs and compensatory damages without facing severe financial repercussions.

In contrast, Workers' Compensation Insurance is specifically designed to cover injuries to employees while they are performing their job duties within the organization. Health Insurance, on the other hand, provides coverage for individuals to pay for their own medical expenses but does not cover liability claims made by guests. Property Insurance protects the organization’s physical assets but does not address liability for injuries sustained by visitors. Therefore, General Liability Insurance is the most appropriate coverage for injuries sustained by guests in a healthcare setting.